Insurance & Retirement Solutions Specialist

Alford Benefits is an independent, licensed insurance agency serving individuals, families, business owners, and Federal and Postal employees nationwide. We are committed to educating and helping clients understand their insurance and financial protection options while providing personalized solutions tailored to their unique needs.

With access to approximately 85 insurance and financial carriers and more than 250 products, we are able to offer a wide range of solutions including life insurance, retirement planning, annuities, Medicare options, supplemental coverage, and Federal Employee Benefits guidance.

Whether you are protecting your family, planning for retirement, safeguarding your income, or maximizing your workplace benefits, our goal is to simplify the process and help you make confident, informed decisions for your future.

Alford Benefits is an independent insurance and benefits agency dedicated to helping individuals, families, businesses, and federal employees secure their financial future. We partner with The Benefit Coordinators, an organization of licensed and dedicated federal employee benefits professionals and a U.S. Government Approved Vendor.

We serve federal employees, postal service employees, military personnel and their families, as well as non-government businesses and individuals across the country. Whether you’re planning for retirement, navigating health benefits, or protecting your loved ones with the right insurance solutions, our goal is simple: to educate and empower you with personalized guidance.

Our philosophy is that no two people have the same needs. If you don’t know what you don’t know, how can you truly succeed? We take the time to help you understand your current benefits — and how they work today and in retirement — so you can make confident, informed decisions.

Sharon chose to expand her portfolio to include retirement and financial planning after her father retired with no benefits outside of Social Security. She served as his Power of Attorney, managing all his financial and medical affairs while he was under hospice care until his passing in December 2019. Witnessing firsthand how the lack of proper retirement preparation impacts not only the individual but also their loved ones ignited a strong passion in Sharon for educating and guiding clients. Her experience caring for her father has driven her commitment to helping people build secure retirement plans that protect them and their families.

At Alford Benefits, we assist federal employees with their unique Federal Employment Health Benefits and Retirement System options, while also serving businesses and families with life insurance, annuities, Medicare solutions, supplemental coverage, and comprehensive retirement income strategies.

Federal and Postal Employees

We provide individual and group federal employee benefits educational services to all federal employees, federal agencies, federal associations, federal labor unions, and military and family members. We offer a personalized analysis of Federal Employment Health Benefits and can offer unique solutions tailored especially for you.

Medicare

Seniors are in the most need of health care, but once retired, monthly premiums can become hard to maintain. Enrolling in the right Medicare program allows you to get the care you need for a minimal charge. We work with Senior Market Sales® and have access to a broad and comprehensive senior product portfolio and proprietary technology to shop for your ideal Medicare solution.

Businesses

We also work with non-government business owners to provide a benefits experience to employers and employees that is cost effective and clearly communicated to maximize employee appreciation and loyalty. We also partner and work alongside brokers, general agencies, and PEOs.